Saiful Yazan: Initiating the Winds of Change at Takaful

Energetic and friendly best describes Saiful Yazan bin Ahmad, who, since June 2007, has been at the helm of PT Syarikat Takaful Indonesia (STI). In the space of just a year as president director of STI,Indonesia's first syariah insurance company, he has introduced changes and strategic measures that have made the company shine.

The results of his efforts are easy to see. Last year the gross premium income of the company, which was founded on Feb. 24, 1994, jumped by 47.7 percent to Rp 352.01 billion (about US$38 million), compared with Rp 238.39 billion in gross premium income registered in 2006. This total gross premium comes from the gross premiums of two subsidiaries, namely PT Asuransi Takaful Keluarga (ATK), which contributed 71 percent or Rp 249.93 billion, and PT Asuransi Takaful Umum (ATU), which contributed the remaining 29 percent or Rp 102.87 billion. The net profit of STI has also risen by 22.5 percent, namely from Rp 8.01 billion in 2006 to Rp 9.81 billion in 2007.
The good news is that the total gross premium income of the company is above the growth of the insurance industry. That in itself is quite an achievement amid increasingly tougher competition in the insurance industry. This achievement marks the growth and development of the company and at the same time shows that the public, particularly the customers, place an increasing trust in STI as a pioneer in syariah insurance in Indonesia.

Agen Asuransi Syariah Perlu Disertifikasi

JAKARTA -- Asosiasi Asuransi Syariah Indonesia (AASI) menilai pentingnya sertifikasi bagi agen asuransi syariah agar dapat mendorong strategi promosi dan penjualan yang sesuai dengan prinsip syariah.
Selain itu, sertifikasi juga bertujuan untuk meningkatkan kualitas pengetahuan dan pemasaran agen asuransi syariah sehingga mendorong perkembangan asuransi syariah di Indonesia.
Pendapat itu disampaikan Ketua Umum AASI Muhaimin Iqbal, Rabu (20/6). Agen pemasaran polis asuransi syariah berhubungan langsung dengan calon pemegang polis. Karena itu, pola pemasaran yang mereka lakukan sangat berkaitan erat dengan citra dan performa industri asuransi syariah. ''Sertifikasi menjadi penting untuk memastikan masyarakat betul terlayani dengan baik. Terutama dari sisi pemasarannya, baik dari informasi yang diberikan mengenai produk maupun tata cara pemasaran yang sesuai syariah,'' katanya.